Texas roads are roads you want to feel protected on, and we want to make sure you are covered. In 2019, 1 person was injured on Texas roads every 2 minutes and 3 seconds, with a reportable crash occurring every 56 seconds. At Church Street Financial Services, we want you to be safe, physically and financially. So we've got you covered for every auto insurance in Texas that you will need.

Texas is an At-Fault State

Texas is an at-fault state, and for auto insurance, this means liability insurance is legally required. It also means that if you are at fault in an accident, you will be responsible for paying for any accidents that you caused.

In Texas, that means that you can claim damages if another driver is at fault in an accident with you. If you are more than 50 percent responsible for the accident, you will be responsible for 50 percent (or more) of the damages. You will get the entire cost of the accident if the other driver is found to be 100 percent responsible.

About that Deductible

You may be offered a deductible when organizing your auto insurance policy. A deductible is an amount that you agree to pay with your insurance company before any claims are processed and paid out to you. So if your deductible on some policy areas is $200, you will have to pay that before the insurance pays for your claim.

There are advantages to a deductible. The higher your deductible, the lower your auto insurance rates will be annual because you already agree to pay in the event of an accident.

Get a Quote

Bad days happen. That's what insurance is there for. We hope they never happen to you, but if they do, we want to be there for you to cover every possible problem. Book an appointment to get a free quote from Church Street Financial Services for auto insurance in Texas today.