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Investors should consider the investment objectives, risks and charges and expenses of mutual funds and variable annuities carefully before investing. Investing in mutual funds and variable annuities is subject to risk and potential loss of principal. There is no assurance or certainty that any investment or strategy will be successful in meeting its objectives. Variable annuities are subject to surrender charges, insurance related charges including mortality and expense charges, administrative fees, and the expenses associated with the underlying funds. Withdrawals prior to age 59 ½ may result in a 10% IRS tax penalty, in addition to any ordinary income tax. The prospectus contains this and other information about the products. Contact your Registered Representative at 936-327-7789 to obtain a prospectus which should be read carefully before investing or sending money.